Built to fill the
Grad PLUS void.
Grad PLUS loans end July 1, 2026. Medical, law, and MBA students lose access to unlimited federal borrowing. The LoanAmerica Graduate and Professional Loan replaces that funding. Up to $100,000.
$100K Maximum
Up to $100,000 per academic year.
Medical / Law / MBA
Built for the high-cost professional programs hit hardest by Grad PLUS ending.
Grad PLUS Replacement
Federal Grad PLUS ends July 1, 2026. This loan steps in to fill the void.
All Credit Profiles
Subprime to prime borrowers welcome. The Credential Score sees more than FICO.
WHO THIS IS FOR
For the professional programs Grad PLUS leaves behind.
Medical students (MD, DO, PA, dental)
High-cost programs with strong placement and earning potential post-graduation.
Law students (JD, LLM)
Three years of tuition that often outpaces federal Stafford limits.
MBA and other graduate professional programs
Top-tier business schools and specialized professional master's programs.
PhD candidates with qualifying programs
Doctoral candidates in programs with documented outcomes and placement data.
HOW IT WORKS
Four steps from application to disbursement.
Apply
Three minutes through the Loan Navigator.
Decision
24 to 48 hours with full terms.
Certify
Your school confirms the cost of attendance.
Disburse
Funds to the institution within 72 hours of approval.
"The Grad PLUS void leaves a $50,000 annual gap for the average medical student even after the new federal caps. We were built for this exact moment."
LoanAmerica Underwriting
Ready to replace Grad PLUS?
Apply through the Loan Navigator or read the FAQ first.