COOKIE AND TRACKING TECHNOLOGIES NOTICE

    American Originations LLC, doing business as LoanAmerica

    Effective Date: July 1, 2026

    ARTICLE I OVERVIEW

    Section 1.01 Purpose. This Notice explains the cookies, browser storage, and similar technologies used on www.loanamerica.com (the "Site") and the choices available to you. It is part of our Website Privacy Policy.

    Section 1.02 Our Approach. We do not use advertising cookies, advertising pixels, or session replay tools on the Site as of the Effective Date. If that changes, we will update this Notice, update our Website Privacy Policy, and ask for your permission before any optional technology runs.

    ARTICLE II TECHNOLOGIES USED ON THE SITE

    Section 2.01 Strictly Necessary Security and Delivery. Our Site delivery network provider, Cloudflare, Inc., helps deliver the Site and protect it from malicious automated traffic. In doing so it may run a security script and, for some visitors, set a short-lived security cookie. These are needed to keep the Site available and safe and cannot be switched off from the Site.

    Section 2.02 Aggregate Measurement. We use Cloudflare Web Analytics, which reports aggregate performance and traffic information such as page views and country. It is designed to operate without cookies and without building a profile of individual visitors.

    Section 2.03 Browser Local Storage. The Site stores a single value on your device named la_visitor_geo_v2. It records the country and state associated with your visit so that the Site can show information that applies to your state. It is not sent to advertisers and expires when you clear your browser storage.

    Section 2.04 Fonts. The Site loads typefaces from Google Fonts. When your browser requests a font file, your Internet Protocol address and browser information are sent to Google LLC so that the file can be delivered.

    Section 2.05 Form and Data Services. When you submit a form, the Site transmits your submission to our database provider, Supabase, which stores it on our behalf as a service provider. This transmission does not use advertising technologies.

    ARTICLE III YOUR CHOICES

    Section 3.01 Browser Controls. You can block or delete cookies and clear local storage in your browser settings. Blocking security cookies may affect how the Site loads.

    Section 3.02 Global Privacy Control. If your browser sends a Global Privacy Control signal, we treat it as a request to opt out of sale and sharing. We do not currently sell or share personal information.

    Section 3.03 Preferences. Where the Site offers a preferences control, you may accept or reject optional technologies on equal terms and change your choice at any time using the "Privacy Choices" link in the footer.

    ARTICLE IV CHANGES AND CONTACT

    Section 4.01 Updates. We will update this Notice when the technologies used on the Site change. The Effective Date shows the most recent revision.

    Section 4.02 Questions. Questions may be sent to Support@loanamerica.com.