Cover the gap between federal aid and your
program cost.
When federal aid runs out before tuition is covered, the LoanAmerica Tuition Loan bridges the gap. Up to $35,000. All credit profiles welcome through our school risk-sharing model.
$35K Maximum
Up to $35,000 per academic year.
All Credit Profiles
Subprime to prime borrowers welcome. The Credential Score sees more than FICO.
School Risk-Sharing
Partner schools share risk on each loan. That enables approvals others can't.
72-Hour Funding
Decision in 24 to 48 hours. Funds disbursed within 72.
WHO THIS IS FOR
Built for the students federal aid leaves behind.
Vocational and trade school students
Welding, HVAC, aviation, allied health, and other career-focused programs.
Undergraduate gap funding
When federal aid, scholarships, and savings still leave a balance owed.
Programs without sufficient federal aid eligibility
Short-term and certificate programs where federal aid is limited or unavailable.
Returning students with limited credit history
Adult learners and career changers whose thin file other lenders decline.
HOW IT WORKS
Four steps from application to disbursement.
Apply
Three minutes through the Loan Navigator.
Decision
24 to 48 hours with full terms.
Certify
Your school confirms the cost of attendance.
Disburse
Funds to the institution within 72 hours of approval.
"Most lenders won't touch a thin-file applicant. The school partnership lets us fund students whose program outcomes prove future earning potential."
LoanAmerica Underwriting
Ready to bridge the gap?
Apply through the Loan Navigator or read the FAQ first.