FACTSWHAT DOES AMERICAN ORIGINATIONS LLC (dba LOANAMERICA) DO WITH YOUR PERSONAL INFORMATION?

    Why?

    Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

    What?

    The types of personal information we collect and share depend on the product or service you have with us. This information can include:

    • Social Security number and income
    • Account balances and payment history
    • Credit history and credit scores

    When you are no longer our customer, we continue to share your information as described in this notice.

    How?

    All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons American Originations LLC chooses to share, and whether you can limit this sharing.

    Reasons we can share your personal informationDoes American Originations LLC share?Can you limit this sharing?
    For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
    For our marketing purposes: to offer our products and services to youYesNo
    For joint marketing with other financial companiesNoWe do not share
    For our affiliates' everyday business purposes: information about your transactions and experiencesYesNo
    For our affiliates' everyday business purposes: information about your creditworthinessNoWe do not share
    For our affiliates to market to youNoWe do not share
    For nonaffiliates to market to youNoWe do not share

    Questions?

    Call (213) 818-7729 or email Support@loanamerica.com, or write to American Originations LLC, 350 S Rampart Street, Suite 200, Las Vegas, NV 89145.

    Who we are

    Who is providing this notice?American Originations LLC, doing business as LoanAmerica.

    What we do

    How does American Originations LLC protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Access to your information is limited to those who need it to perform their duties.
    How does American Originations LLC collect my personal information?We collect your personal information, for example, when you apply for a loan, provide employment or income information, provide account information, or give us your contact information. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies, including the school you attend or plan to attend.
    Why can't I limit all sharing?Federal law gives you the right to limit only sharing for affiliates' everyday business purposes relating to information about your creditworthiness, sharing for affiliates to market to you, and sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
    What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account unless you tell us otherwise.

    Definitions

    AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include Standard American LLC and its subsidiaries, including LA Fund 1 LLC.
    NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies. American Originations LLC does not share with nonaffiliates so they can market to you.
    Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you. American Originations LLC does not jointly market.
    Other important informationCalifornia residents: we will not share personal information we collect about you with nonaffiliated third parties except as permitted by law, including to service your account and to process your transactions. Vermont residents: we will not share information we collect about you with nonaffiliates except as permitted by law, such as with your consent or to service your account.