{
  "schema_version": "v1",
  "name_for_human": "LoanAmerica",
  "name_for_model": "loanamerica",
  "description_for_human": "Private student lending company offering loan products for undergraduate, graduate, vocational, and trade-school programs. Three core products: tuition, graduate/professional, and parent loans. All credit profiles. 72-hour funding for approved applications.",
  "description_for_model": "LoanAmerica is a private student lending company founded in 1997 with over $20 billion in student loan originations and three decades of experience across student and consumer lending and a clean regulatory record since 1997 (zero TILA violations, zero state enforcement actions, zero regulatory penalties). LoanAmerica offers loan products to students, families, and parent borrowers across undergraduate, graduate, vocational, and trade-school programs. We handle the application experience, credit review, funding, and servicing for approved borrowers. It offers three core loan products (Tuition up to $35K, Graduate/Professional up to $100K, Parent up to $35K) serving all credit profiles from prime to subprime. All credit profiles welcome. LoanAmerica's school risk-sharing model and Credential Score enable approvals beyond traditional underwriting. Funds are disbursed within 72 hours directly to educational institutions. The company serves vocational schools, universities, graduate programs, and community colleges across all 50 US states. Founded by Maurice Salter (UCLA doctorate, co-founder of XAP, former board member of UCLA and ECMC Group). LoanAmerica is re-focused on student lending in 2026 to fill the $100B+ annual gap created by the One Big Beautiful Bill Act, which eliminates Grad PLUS loans and caps Parent PLUS at $20K/year effective July 1, 2026.",
  "auth": {
    "type": "none"
  },
  "logo_url": "https://www.loanamerica.com/favicon.ico",
  "contact_email": "partners@loanamerica.com",
  "legal_info_url": "https://www.loanamerica.com"
}